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Home » Blog » Page 3
Understanding Debt-to-Income Ratio: A Key to Mortgage Approval

Understanding Debt-to-Income Ratio: A Key to Mortgage Approval

When it comes to buying a home, most buyers focus on credit scores and down payments. While those…
Posted by Hassaan Alam September 22, 2025
Certificate of Eligibility: Your Key to a VA Home Loan

Certificate of Eligibility: Your Key to a VA Home Loan

A Certificate of Eligibility (COE) is an official document issued by the U.S. Department of Veterans Affairs (VA)…
Posted by Hassaan Alam September 5, 2025
Cash-on-Cash Return: The Key to Smarter Real Estate Investing

Cash-on-Cash Return: The Key to Smarter Real Estate Investing

When evaluating potential real estate investments, one of the most important metrics to consider is the cash-on-cash return…
Posted by Hassaan Alam September 1, 2025
Cash-Out Refinance: Turning Home Equity into Opportunity

Cash-Out Refinance: Turning Home Equity into Opportunity

A cash-out refinance is a strategic financing option where a homeowner replaces their existing mortgage with a new…
Posted by Hassaan Alam August 19, 2025
Certificate of Deposit: A Safe Way to Grow Your Savings

Certificate of Deposit: A Safe Way to Grow Your Savings

A Certificate of Deposit (CD) is a fixed-term deposit offered by banks and credit unions that earns interest…
Posted by Hassaan Alam August 13, 2025
Capitalization in Real Estate: Turning Income Streams Into Property Value

Capitalization in Real Estate: Turning Income Streams Into Property Value

In real estate investing, capitalization is one of the most important tools for determining a property's value. Whether…
Posted by Hassaan Alam August 2, 2025
What Is Capitalization Rate (Cap Rate) in Real Estate? A Quick Guide for Smart Investors

What Is Capitalization Rate (Cap Rate) in Real Estate? A Quick Guide for Smart Investors

If you’re investing in real estate or evaluating an income-producing property, one term you’ll hear often is the…
Posted by Hassaan Alam July 23, 2025
What Is a Calendar Year in Real Estate? Understanding Prorations and Daily Rate Calculations

What Is a Calendar Year in Real Estate? Understanding Prorations and Daily Rate Calculations

When it comes to real estate transactions, accuracy is everything—especially when calculating prorated expenses between buyers and sellers.…
Posted by Hassaan Alam July 12, 2025
Auction Markets: A Cornerstone of Real Estate Trading in Texas

Auction Markets: A Cornerstone of Real Estate Trading in Texas

Exploring Auction Markets: How Real Estate Thrives in Texas Auction markets play a pivotal role in the Texas…
Posted by Hassaan Alam June 17, 2025
Mastering Before-Tax Cash Flow: Your Key to Financial Clarity

Mastering Before-Tax Cash Flow: Your Key to Financial Clarity

Before-tax cash flow is one of the most essential metrics in financial management, particularly for real estate investors.…
Posted by Hassaan Alam June 12, 2025

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Hassaan Alam

Meet Hassaan Alam, a distinguished Houston-based Real Estate Consultant, entrepreneur, and the CEO of The Alam Group, where he leads a team of skilled agents managing over $20M in active real estate listings. 

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