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Understanding Debt-to-Income Ratio: A Key to Mortgage Approval

Understanding Debt-to-Income Ratio: A Key to Mortgage Approval

When it comes to buying a home, most buyers focus on credit scores and down payments. While those…
Posted by Hassaan Alam September 22, 2025
Certificate of Eligibility: Your Key to a VA Home Loan

Certificate of Eligibility: Your Key to a VA Home Loan

A Certificate of Eligibility (COE) is an official document issued by the U.S. Department of Veterans Affairs (VA)…
Posted by Hassaan Alam September 5, 2025
Capitalization in Real Estate: Turning Income Streams Into Property Value

Capitalization in Real Estate: Turning Income Streams Into Property Value

In real estate investing, capitalization is one of the most important tools for determining a property's value. Whether…
Posted by Hassaan Alam August 2, 2025
What Is Capitalization Rate (Cap Rate) in Real Estate? A Quick Guide for Smart Investors

What Is Capitalization Rate (Cap Rate) in Real Estate? A Quick Guide for Smart Investors

If you’re investing in real estate or evaluating an income-producing property, one term you’ll hear often is the…
Posted by Hassaan Alam July 23, 2025
What Is a Calendar Year in Real Estate? Understanding Prorations and Daily Rate Calculations

What Is a Calendar Year in Real Estate? Understanding Prorations and Daily Rate Calculations

When it comes to real estate transactions, accuracy is everything—especially when calculating prorated expenses between buyers and sellers.…
Posted by Hassaan Alam July 12, 2025
Call Option in Real Estate: Locking in Future Property Prices

Call Option in Real Estate: Locking in Future Property Prices

In real estate investing and development, a call option offers a powerful way to secure a property without…
Posted by Hassaan Alam June 23, 2025
Auction Markets: A Cornerstone of Real Estate Trading in Texas

Auction Markets: A Cornerstone of Real Estate Trading in Texas

Exploring Auction Markets: How Real Estate Thrives in Texas Auction markets play a pivotal role in the Texas…
Posted by Hassaan Alam June 17, 2025
Buydowns in Real Estate: The Secret to Lower Monthly Mortgage Payments

Buydowns in Real Estate: The Secret to Lower Monthly Mortgage Payments

In today’s fluctuating real estate market, homebuyers are always on the lookout for creative ways to make homeownership…
Posted by Hassaan Alam May 16, 2025
Why Building Permits Are Crucial for Real Estate Projects (And How to Avoid Costly Mistakes)

Why Building Permits Are Crucial for Real Estate Projects (And How to Avoid Costly Mistakes)

When it comes to real estate, there's one essential step that often gets overlooked until it's too late:…
Posted by Hassaan Alam April 25, 2025
Building Code: The Backbone of Real Estate

Building Code: The Backbone of Real Estate

When we talk about real estate, most people focus on location, layout, curb appeal, or price. But behind…
Posted by Hassaan Alam April 11, 2025

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Hassaan Alam

Meet Hassaan Alam, a distinguished Houston-based Real Estate Consultant, entrepreneur, and the CEO of The Alam Group, where he leads a team of skilled agents managing over $20M in active real estate listings. 

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